Dave Ramsey Investment Calculator

Project your investment growth following Dave Ramsey's principles. Calculate future wealth with mutual funds, debt-free investing, and long-term growth strategies.

Investment Details

$
$0 $100k
$
$0 $1k
years
1 year 50 years
%
1% 20%
Dave Ramsey suggests 12% for mutual funds
%
0% 10%
Adjust for purchasing power over time
Future Value
$250,000
Real value: $150,000
Total Contributions
$58,000
Total Interest Earned
$192,000
Investment Period
20 years
Annual Return
12.0%

Investment Growth Over Time

Understanding Dave Ramsey's Investment Philosophy

Debt-Free Investing

Dave Ramsey advocates for becoming completely debt-free (except for a mortgage) before investing. This approach eliminates interest payments and frees up more money for wealth building.

Growth Stock Mutual Funds

Ramsey recommends investing in growth stock mutual funds with a long-term perspective. These funds are professionally managed and offer diversification across various companies.

Long-Term Wealth Building

The calculator demonstrates the power of compound interest over decades. Consistent investing and patience are key to achieving significant financial freedom.